Finance for Hospitality, Leisure & Entertainment

The right funding
for your business.

Specialist finance for pubs, bars, restaurants, gyms, clubs and entertainment venues — matched to your business, arranged through FCA-regulated brokers.

£100k+Minimum structured loan
From £5kMerchant cash advance
From £15kFlexible credit facility
Zero feesPaid on completion only

Three Products

Funding built around how
the leisure sector operates.

Whether you need a structured long-term loan, a quick cash injection or a flexible credit line to draw from as needed — we have a solution to match.

Structured Loan

Fixed-Term Business Loan

Purpose-built fixed-rate loans for hospitality and leisure leaseholds and freeholds. Ideal for acquisition, expansion or refinancing at a size and term high-street banks rarely accommodate.

  • From £100,000 — leasehold and freehold
  • 36 or 60 month fixed-rate repayment
  • Interest-only period option, then full repayment
  • Acquisition, refurb, expansion or refinance
  • Short leaseholds and first-time operators considered
Enquire
Cash Advance

Merchant Cash Advance

A revenue-based advance that repays automatically as a percentage of your daily card takings. No fixed monthly payments — it moves with your revenue through quiet and busy periods alike.

  • From £5,000 based on monthly card turnover
  • Repayments flex with revenue — slower period, pay less
  • No fixed term — repaid via daily card transactions
  • Often funded within 24–72 hours of approval
  • Typically unsecured — any business structure
Enquire
Credit Facility

Flexible Credit Facility

A revolving credit line you draw from as and when you need it — paying interest only on what you use. Repay the drawn amount at the end of the term, not gradually each month.

  • £15,000 to £300,000 credit line
  • Terms from 3 to 12 months
  • Draw funds as needed — interest only on amounts drawn
  • No charges on undrawn funds
  • Repay drawn capital early at any time with no penalty
  • Personal guarantee required from directors
Enquire

At a Glance

Which suits your situation?

Three products, different problems solved. Here's how they compare.

Structured Loan

Fixed-Term

Cash Advance

Merchant

Credit Facility

Flexible

Amount
£100,000+
£5,000+
£15k–£300k
Repayment
Fixed monthly capital + interest
% of daily card takings
Interest-only; capital at term end
Term
36 or 60 months
No fixed term
3–12 months
Security
Charge on lease / freehold
Typically unsecured
Personal guarantee
Decision speed
2–4 weeks to completion
24–72 hours typically
Fast — days not weeks
Best for
Acquisition, refurb, refinance
Working capital, seasonal gaps
Ongoing flexibility, drawdowns

The Process

From first call to funds in hand.

Simple and straightforward — we handle the complexity on your behalf.

1

Initial call

A confidential conversation about your requirements, structure and timeline. No obligation and no paperwork at this stage.

2

Product match

We identify the right product — or combination. We're honest if nothing on our panel suits your situation.

3

Terms presented

Clear indicative terms within 48 hours. Costs and structure explained plainly, without jargon or surprises.

4

Completion

We manage through to drawdown — co-ordinating lenders, solicitors and valuers on your behalf throughout.

Eligibility

Do you qualify?

Key criteria for all three products, plainly stated.

Fixed-Term Loan

Structured Loan

  • UK registered limited company
  • Trading at least 24 months
  • Leasehold or freehold premises
  • Pubs, bars, restaurants, gyms, venues
  • Borrowing £100,000 or above
  • Short leaseholds considered
Cash Advance

Merchant Cash Advance

  • Any structure — Ltd, sole trader, partnership
  • Takes card payments (credit or debit)
  • c.£5,000+ monthly card turnover
  • Hospitality, leisure, fitness, entertainment
  • Trading at least 6 months
  • Adverse credit considered by some lenders
Credit Facility

Flexible Credit Facility

  • UK registered business
  • Directors able to provide personal guarantee
  • Require £15,000–£300,000 of credit
  • Need to draw funds flexibly over 3–12 months
  • Demonstrate business purpose for the facility
  • Ability to repay drawn capital at term end

Ready to start?

Let's find the right
funding for your business.

Confidential, no-obligation. We'll tell you honestly which product fits.

Start the conversation

Contact

Get in touch.

We respond the same day. No hard sell — just a straightforward conversation about what you need.

Phone0797 121 0764
Emailsimon@fundingfusion.co
CoverageUK-wide