Finance for Hospitality, Leisure & Entertainment

The right funding
for your business.

Specialist finance for pubs, bars, restaurants, gyms, clubs and entertainment venues — matched to your business, arranged through FCA-regulated brokers.

£100k+Minimum structured loan
From £5kMerchant cash advance
From £15kFlexible credit facility
Zero feesPaid on completion only

Three Products

Funding built around how
the leisure sector operates.

Whether you need a structured long-term loan, a quick cash injection or a flexible credit line to draw from as needed — we have a solution to match.

Structured Loan

Fixed-Term Business Loan

Purpose-built fixed-rate loans for hospitality and leisure leaseholds and freeholds. Ideal for acquisition, expansion or refinancing at a size and term high-street banks rarely accommodate.

  • From £100,000 — leasehold and freehold
  • 36 or 60 month fixed-rate repayment
  • Interest-only period option, then full repayment
  • Acquisition, refurb, expansion or refinance
  • Short leaseholds and first-time operators considered
Enquire
Cash Advance

Merchant Cash Advance

A revenue-based advance that repays automatically as a percentage of your daily card takings. No fixed monthly payments — it moves with your revenue through quiet and busy periods alike.

  • From £5,000 based on monthly card turnover
  • Repayments flex with revenue — slower period, pay less
  • No fixed term — repaid via daily card transactions
  • Often funded within 24–72 hours of approval
  • Typically unsecured — any business structure
Enquire
Credit Facility

Flexible Credit Facility

A revolving credit line you draw from as and when you need it — paying interest only on what you use. Repay the drawn amount at the end of the term, not gradually each month.

  • £15,000 to £300,000 credit line
  • Terms from 3 to 12 months
  • Draw funds as needed — interest only on amounts drawn
  • No charges on undrawn funds
  • Repay drawn capital early at any time with no penalty
  • Personal guarantee required from directors
Enquire

At a Glance

Which suits your situation?

Three products, different problems solved. Here's how they compare.

Structured Loan

Fixed-Term

Cash Advance

Merchant

Credit Facility

Flexible

Amount
£100,000+
£5,000+
£15k–£300k
Repayment
Fixed monthly capital + interest
% of daily card takings
Interest-only; capital at term end
Term
36 or 60 months
No fixed term
3–12 months
Security
Charge on lease / freehold
Typically unsecured
Personal guarantee
Decision speed
2–4 weeks to completion
24–72 hours typically
Fast — days not weeks
Best for
Acquisition, refurb, refinance
Working capital, seasonal gaps
Ongoing flexibility, drawdowns

The Process

From first call to funds in hand.

Simple and straightforward — we handle the complexity on your behalf.

1

Initial call

A confidential conversation about your requirements, structure and timeline. No obligation and no paperwork at this stage.

2

Product match

We identify the right product — or combination. We're honest if nothing on our panel suits your situation.

3

Terms presented

Clear indicative terms within 48 hours. Costs and structure explained plainly, without jargon or surprises.

4

Completion

We manage through to drawdown — co-ordinating lenders, solicitors and valuers on your behalf throughout.

Eligibility

Do you qualify?

Key criteria for all three products, plainly stated.

Fixed-Term Loan

Structured Loan

  • UK registered limited company
  • Trading at least 24 months
  • Leasehold or freehold premises
  • Pubs, bars, restaurants, gyms, venues
  • Borrowing £100,000 or above
  • Short leaseholds considered
Cash Advance

Merchant Cash Advance

  • Any structure — Ltd, sole trader, partnership
  • Takes card payments (credit or debit)
  • c.£5,000+ monthly card turnover
  • Hospitality, leisure, fitness, entertainment
  • Trading at least 6 months
  • Adverse credit considered by some lenders
Credit Facility

Flexible Credit Facility

  • UK registered business
  • Directors able to provide personal guarantee
  • Require £15,000–£300,000 of credit
  • Need to draw funds flexibly over 3–12 months
  • Demonstrate business purpose for the facility
  • Ability to repay drawn capital at term end

Ready to start?

Let's find the right
funding for your business.

Confidential, no-obligation. We'll tell you honestly which product fits.

Start the conversation

Contact

Get in touch.

We respond the same day. No hard sell — just a straightforward conversation about what you need.

Phone0797 121 0764
Emailsimongillmore@paskandpask.com
CoverageUK-wide
BrokerPask & Pask Commercial Finance
FRN937854

Pask and Pask Limited registered in England & Wales. Registration number: 11911449. Registered address: 28 Broad Street, Wokingham, Berkshire, RG40 1AB. Pask and Pask Commercial Finance is a trading style of Pask and Pask Limited (FRN: 937854). Pask and Pask Limited are credit brokers and appointed representatives of White Rose Finance Group Ltd (FRN: 630772) who are directly authorised by the Financial Conduct Authority. PLEASE MAKE BORROWING DECISIONS CAREFULLY, PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT KEEP UP WITH REPAYMENTS.

FCA Regulated Broker